When shipping clerk Arthur McArney falls in love with pretty stenographer Elsa Owenson, he finds himself in stiff competition with a fat but wealthy broker named Sankey. Elsa's expensive tastes lead Arthur to spend a week's salary on an evening's entertainment, part with his watch to pay their taxicab fare, and borrow money from his friends to buy her extravagant gifts. Finally, Arthur is forced to take on odd jobs and night duty, which so impresses his employer, Hallet, that he gives the clerk a small raise. After Arthur spends $200 on the proper attire to wear to a lavish Halloween party, Hallet calls him to the office that evening, and Elsa attends the affair with Sankey. To reward his employee's dedication, Hallet promotes Arthur to the post of branch manager. Elsa accepts Arthur's marriage proposal with the promise that she will henceforth economize.

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